Debunking EUO Myths:
Why the Process Is Simpler Than You Think
The Examination Under Oath (EUO) process often carries misconceptions that can create unnecessary delays and frustration. These myths, however, stem not from the process itself but from the people involved. In reality, the EUO process is designed to be streamlined, efficient, and consistent across all claims and jurisdictions.
Let’s break down the top three myths about the EUO process and why they aren’t true.
Myth #1: The EUO Process Takes Too Long
The EUO process is not designed to be lengthy. On the contrary, it is intended to expedite claims handling. A reasonable timeline for an EUO is 2–3 weeks, with a maximum of one month. If EUOs are taking three to six months, it’s a sign that the wrong people are managing the process.
By following a systematic approach, you can:
- Schedule the EUO within a few weeks.
- Obtain all necessary documentation in one sitting.
- Ensure the claim moves forward without delays.
Myth #2: The EUO Process Is Complicated
The EUO process is often made to seem more complex than it truly is. In reality, it consists of five straightforward steps and is consistent across different jurisdictions and claim types. The idea that EUOs require special rules or procedures depending on the state or claim type is a misconception.
A streamlined EUO process:
- Works uniformly across all jurisdictions, except for slight variations in PIP laws.
- Applies the same principles to all types of claims, from auto to homeowners to aviation.
- Avoids unnecessary complications introduced by external parties, like defense counsel.
Myth #3: The EUO Process Delays Claims
When handled correctly, the EUO process does not delay claims—it accelerates them. By demanding an EUO, you:
- Activate protection for the company.
- Require the insured to provide information and documentation promptly.
- Clarify discrepancies in one focused session, reducing the need for additional follow-ups.
Delays are caused by inefficient practices, not by the process itself. Proper training ensures that your EUOs are systematic and effective.
Conclusion
The EUO process is not the problem—it’s the solution. When done correctly, it is consistent, efficient, and fair, regardless of jurisdiction or claim type. By dispelling these myths, you can leverage the EUO process to protect the company, deter fraud, and resolve claims quickly and effectively.
Ready to simplify and streamline your EUO process? Let’s get started.
Free Strategy Session
Want to learn whether your EUO process is compliant or how to launch your own EUO practice?
EUO Compliant?
Most companies are under-using and misusing the EUO, creating unforeseen exposure and unnecessary expenses.
FREE Strategy Session
We'll assess your existing process and guide you on the EUO:
- Purpose: It's not just a fraud fighting tool.
- Protection: The claim, company and even against bad faith.
- Process: Should take only 2-3 weeks if properly executed.
Are You A Lawyer?
Learn how you too can get your own clients, build a lucrative practice and have freedom conducting EUOs.
FREE Strategy Session
Discover how to:
- Learn everything you need to know about the EUO in just a few weeks.
- Get your own clients and create a steady stream of monthly repeat business.
- Build a lucrative practice and have time freedom to purse other passions.
Danny Vazquez
Danny Vazquez is the National EUO, LLC CEO.
Danny is a central leader on Claims, Investigations and EUOs in the insurance and legal industries.
As CEO, Danny took the knowledge and insights gained throughout his 25 plus years legal career to establish National EUO as the Nation's leading company on EUO services and EUO training.
*IMPORTANT: We can not and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. What we can guarantee is your satisfaction with our training. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to hold us liable for your decisions, actions or results, at any time, under any circumstance. Be sure to read our full terms, conditions, and disclaimers.
©COPYRIGHT 2009 - 2024 NATIONAL EUO, LLC - ALL RIGHTS RESERVED
PRIVACY POLICY TERMS & CONDITIONS
SUPPORT - 1.800.386.0703